Get a Point For Every $1 Spent. Redeem for Account Credits & More
Free Shipping and a 2% Discount at Aircraft Spruce &*
Additional Pilot Rewards like 20% off at*
Great Introductory Rate Offers. Click here for information
24/7 Emergency Customer Service
Visa Zero Liability Fraud protection**
Auto Rental and Travel Emergency Assistance Services***
Warranty Manager Service & Purchase Security***
Lost Luggage Replacement & More***

Already received your Pilot Card?
Register here for Pilot Rewards

Get an additional 20% OFF your purchase!*

Receive 20% OFF your subscription!*

Receive 25% OFF of all marketing services!*

Receive 20% OFF of all watches!*

*Some exclusions or minimums may apply. See vendors website for details.

Already received your Pilot Card?
Register here for Pilot Rewards

Why the Pilot Card?
Especially designed for pilots by pilots, the new Platinum Visa Pilot Card is the ideal credit card for pilots of all types. Besides for showcasing one's certification level on the face of the card, the Pilot Card offers many great features. Cardholders receive special offers and discounts on pilot purchases including FREE SHIPPING and an additional 2% discount at Aircraft Spruce and, 20% off of at, as well as invitations to special aviation events and sales. Want to use this credit card for all of your everyday purchases? Every purchase made will receive points that can be redeemed for 1% cash back. You can count on getting the most with this prestigious Visa Platinum Credit Card regardless if this card is used for aviation expenses or everyday purchases!

Are you a cardholder looking to speak to the bank about your account?
Call UMB Customer Service at (800) 821-5184

For more information about the Pilot Rewards Program:
Email us at

For inquiries about your company joining the Pilot Rewards program:
Email us at

Frequently Asked Questions

Who is the issuing bank?
UMB Bank is the issuing bank. It is a subsidiary of UMB Financial Corporation, a financial services holding company headquartered in Kansas City, Mo. For the second year in a row, UMB has ranked in the top 10 best banks, based on eight financial measures of asset quality, capital adequacy and profitability, according to studies by Forbes and SNL Financial. As a leading card issuer with nearly 40 years of credit card experience, UMB offers a wide range of consumer and commercial Visa and private label products. For more information, visit

Q. Is there an annual fee?
A. Please click here for the most updated pricing and fee information.

Q. What is the annual percentage rate (APR) on the card?
A. Please click here for the most updated pricing and fee information.

Q. Can I apply over the phone?
A. Unfortunately, not at this time.

Q. Can I submit an application by mail?
A. Yes, a mail in application is available for download by clicking here. If you would like us to send you a mail in application by mail, please contact us at We encourage you to apply securely online to expedite the processing of your application.

Q. When I apply for the card, will my transaction be secure?
A. Yes. Your application will be transmitted to UMB through an encrypted security page.

Q. Do I have to activate and use the card within a certain time period to be eligible for the Pilot Rewards and promotions?
A. Yes, you need to use the card once within the first 90 days to activate the card. Additionally, we encourage you to make this card your primary credit card because you will earn points good for a 1% cash back statement credit on your every purchase as well as receiving additional great promotions on your pilot purchases.

Q. How does the Pilot Rewards program work?
A.Please see the Pilot Rewards page for sample promotion information. Upon approval and receiving your Pilot Card please register for Pilots Rewards at to gain acccess to the Pilot Rewards portal to view all of the benefits of the Pilot Rewards program.

Q. How does the Everyday Bonus Rewards program work?
A. Every purchase you make will earn you 1 point. Your earned Bonus Rewards points will automatically be credited to your Bonus Rewards Activity account and can be found on your monthly statement.

Q. What can I redeem for with my points earned?
A.You can redeem your points for a 1% cash back statement credit, name-brand merchandise, gift cards, travel, event tickets and activities. For more information about redemptions options, please visit for more details.

Q. Do my points expire?
A.Points expire after 5 years. For more information on Program Rules,please see the Rewards Program Rules disclosure that will accompany your card.

Q. How do I redeem my points?
A. Simply go to online redemptions site at to redeem your points.

Q. If I have another question about Everyday Bonus Rewards not listed above, who can I contact?
A. Please contact customer service at 800-821-4115.